DIY Shopping Lists/Tips

DIY projects are a great way to keep yourself busy during social distancing while also giving you a chance to hone certain skills or take care of a few things around the house. With some DIY projects you’ll already have everything you need at home, making it a simple matter of getting everything together and actually doing it. With other projects, though, you’ll have to venture out to pick up a few things. This can be stressful during a period of social distancing. You need to be conscious of both exposing yourself or others to the virus, so it’s important that you follow CDC guidelines and guidance from your local government for your community. You’re also going to want to make sure you’re ready with a list of everything you need before you head out the door.

The goal here is to make sure that you can get everything you need in as few trips as possible. After all, the fewer times you have to go out, the less chance there is for you to accidentally expose yourself or others to sickness. To that end, here are a few suggestions that can help you make your DIY shopping list and get everything you need in a single trip.

Build Your Project List

The first thing that you’ll need to do is figure out exactly what it is that you’re hoping to get accomplished. Think about more than just the project that you’re currently working on and look at your overall DIY slate. Not only can taking all of your projects into account help you cut back on trips for supplies, but it can also make it easier to see where supplies can be used for more than one project. You don’t have to list every single project that you might conceivably do, but at least create a list of the next few projects that you hope to tackle.

What Do You Have on Hand?

Figure out everything that you’ll need for the projects on your list, then start looking at what you already have available. Maybe you already have some lumber, wires or fasteners on hand; do you have enough to get through all of your projects? If you don’t have the exact materials that you’d planned on using for a project, do you have anything similar that could be substituted? Be sure and take things like paint, sealer and similar materials into account as well. Knowing what you already have will help you narrow down exactly what you do need, which will keep your costs down and make your shopping trip go faster as well.

What Do You Still Need?

Take into account everything that you’ll need to finish your projects, including any additional tools you’ll need to pick up and anything you’ll need for maintenance or decoration. Organize your list as best you can by items that should be located in the same area, reducing your back-and-forth time and keeping your contact with others in the store at a minimum. Be sure to check this list twice, as anything you miss will mean another trip to the store at some point.

Planning for Multiple Stops

One other thing to consider is that you may not be able to get everything that you need in a single stop. If this is the case, organize your list so that you group everything at each stop together. This means that if you need to hit the hardware store, all of your hardware purchases are in that part of the list. Any big-box specific purchases would be in another part of the list. Once you have these divisions in place, you can use the same tactic from above in regard to sub-grouping items that are in the same part of each store.

You should also use this time to plan other necessities for your trip as well. Make sure that you have a mask or other protection gear, hand sanitizer and anything else you might need and that you’ve made preparations for each stop. It’s also a good idea to come up with a timetable for your trip, figuring out what time everything opens so you can go as early as your schedule allows to avoid crowds. It’s important to be conscious of how social contact can potentially expose you to illness, as well as how you might inadvertently spread it to others; proper social distancing, protective gear and other preparations are as much a part of your preparations to shop as your list is.

Making Your Shopping List

One last thing to consider: While you may be used to keeping shopping lists on your phone or through a digital assistant, if you’re in an area where you really want to minimize potential contact with germs or other contagions then individual paper lists could be a better option. This reduces the possibility of your phone getting contaminated while you look at it or touch it, and the lists themselves can be disposed of once you’re done with them. It can also help with your organization since you’ll just have a single list to work from with each stop that you make.

New Social Distancing Guidelines for Showing Houses

Buying or selling a home can be stressful even under ordinary circumstances. Unfortunately, the current state of the world is far from ordinary. The housing market is feeling the crunch, as fewer buyers want to get out and shop for a home, and fewer sellers want to take a risk with selling. This isn’t to say that nobody’s buying and selling, of course; the market is just going through some changes.

One of the biggest changes revolves around how buyers and sellers are handling social isolation and social distancing. If you’re thinking of selling, or are in the market to buy, here are a few new “rules” to keep in mind when entering the real estate fray in the era of self-isolation.

Increasing Online Presence

One of the big changes to the real estate process is an increased dependence on online resources instead of in-person shopping. This includes lots of pictures and videos of properties being posted online, but many sellers are taking things even further than this. Recorded virtual tours, online conferences to allow buyers to ask questions about the property, and even livestream walkthroughs with a seller or agent showing the property are all increasingly popular options to supplement or even replace in-person showings and conferences.

Fewer Open Houses

Open houses are a popular way to show off a property to many potential buyers, but in the current crisis these events are a big no-no. In many locales, open houses aren’t even allowed under state and federal guidance. In states where they haven’t been specifically banned, many sellers are still hesitant to hold an event that would bring multiple people into close contact with each other. Online “virtual open house” conferences are popping up as one option to adapt to this, letting multiple potential buyers come together on Zoom or a similar video conference service at the same time to get a better feel for the property that’s being sold.

More One-on-One Time

As convenient as online access and virtual tours are during the current isolation period, few if any buyers would sign on the dotted line without getting a chance to see a property in person. To accommodate this, many sellers and agents are meeting with potential buyers by appointment only. This lets a potential buyer get a good look at the property in question while also restricting the size of the meeting as much as possible. Many of these appointments are made with the understanding that if any participant feels the least bit under the weather on the day of the meet-up, then it will need to be rescheduled for another time.

Respecting Social Distancing

Even when buyers and sellers do meet up, the process is usually a little different than it used to be. Social distancing rules are usually respected, meaning that everyone involved should stay at least six feet apart at all times to prevent potential infection. Discussions about the property and general Q&As are more likely to occur outdoors in the open air, and any greetings or introductions skip out on traditional handshakes. Masks, gloves, shoe covers and hand sanitizer are commonly available on site, and many sellers go through and open all of the doors and windows to both maximize airflow and to allow interested buyers access to the entire house without having to touch doorknobs or other surfaces in order to see inside.

Closing Remotely

Remote closing negotiations are becoming much more common, taking advantage of video conferencing to bring everyone together without actually having to be in the same room. There may be some instances where people have to meet up to actually sign paperwork, but digital signing is more common because it removes that point of contact. Even when people do come together for closing and signing, it’s much more likely that everyone will utilize social distancing and that both parties will use their own pens instead of sharing.

Isolation Routines

Social isolation can be difficult, especially if you’re not used to it. It sounds easy on the surface: Just stay home! If you’re cut off from the social contact and day-to-day routines that you’re used to, though, this can have a significant negative impact on your mental (and sometimes physical) health. If you’ve been struggling with isolation, here are a few things to keep in mind as you develop a routine for your “new normal.”

Assessing Your Needs

As with most things, the very first thing that you need to do is stop and look at what you actually need in your day. Make a list, check it twice and see exactly what you need to include in your day-to-day activities while you’re in isolation. Be sure to include not just those tasks you do every day but also things that need to be done less frequently, such as refilling pill planners or getting the laundry done. Once you have a list, plan out your schedule a week at a time on a calendar for easy reference.

Avoiding Distractions

If you’re having to work from home for the first time, you might be surprised at just how unproductive you are when working from home. Some people flourish in the work-at-home environment, while others discover that the problem with working from home is that home is where you keep all your favorite distractions. Establish office hours for yourself, both to keep others from bothering you and to keep yourself from wandering off in the middle of the work day. For ease of reference, place your office hours on your calendar too.

Add Some Activity

Just because you can’t get to the gym doesn’t mean that you’ve got to give up your exercise routine. Lift weights at home, go for walks or jogs (while maintaining social distancing), check your streaming services for workout content, or buy dancing or exercise-related video games for your favorite console. While you probably won’t be able to replicate the same experience that you get at the gym, even a little bit of activity every day will still do you a ton of good. For that matter, even if you just set an alarm every hour to remind yourself to walk around the house you’ll still be doing yourself some good.

Get Out of the House

Just because you can’t go anywhere doesn’t mean you have to sit inside all day. The weather’s getting nicer, so you should definitely spend some time outside if you can. This could be a great time to prep a garden, get your yard in shape or order the supplies you need to put up some bird feeders. Some sunlight and fresh air every day will do wonders for your well-being, both mentally and physically.

You’re Not Hungry, You’re Bored

Don’t fall victim to the “Quarantine 15.” It’s easy right now to sit around the house and eat more snacks than you normally would because you don’t have much else to do. Take a stand against overeating by finding better things to do with your time. You can also add healthy snacks and other better-for-you alternatives to your next shopping trip, replacing processed chips and candy with fruit and vegetable options.

Mind Your Mental Health

Isolation is very stressful, especially if you live in an area that’s experiencing a large outbreak of COVID-19. All that stress, prolonged over weeks or even months, can have a substantial negative impact on your mental health. Add in the loneliness and depression that can occur as a result of social isolation and you could be looking at some very rough times mentally. Find friends or relatives to call or video chat with to talk about your issues, and don’t be afraid to seek out tele-health options for mental health as well.

Maintaining Your Routine

Don’t assume that things will be the same from week to week. Take some time every weekend to go over your routine from the previous week, figure out what worked well and what didn’t, and adjust your routine for the upcoming week accordingly. This is new to all of us, so it’s ok if you need to change things up every week during your isolation. Just take things a week at a time and remember that even if you have a bad week now, you’ll always have an opportunity to try again next week.

Raised Bed Gardening-DIY

Even though everything seems to have ground to a halt, it’s important to think about things a bit further down the line. This not only helps you to prepare for when things start back up again, but it can also make you a bit more self-sufficient in the future. This is where planning out a garden can be a great idea; it helps to keep you occupied now and yields a variety of healthy vegetables and other foods later in the year.

Maybe you don’t have a lot of space, though, or perhaps the soil in your yard isn’t the greatest. Neither of these prevents you from having a garden, though. There are a few different options available to address these concerns, but you might find that a raised bed garden is exactly what you’re looking for.

What Is a Raised Bed Garden?

First thing’s first: What exactly is a raised bed garden? Essentially, it’s a garden that has a box or other physical container around its border that allows you to add more soil to plant your vegetables and other crops in. In some cases, this can be a few added inches of topsoil. In other cases, you’ll need to add a substantial amount of new soil, and some raised beds have so much added topsoil that the plants never actually touch the “real” soil. Regardless of whether you add a little soil or a lot, the growing medium is still raised at least slightly from the ground level thanks to the garden box that surrounds it.

Building the Garden Box

There are a number of options available to you when it comes to building a garden box. You can use landscaping timber, bricks, 2x4s, wooden planks or even concrete. Decide on a height that works for you and pick a material that you’re comfortable working with or have easy access to. You can design a perfectly sized garden box, or you can make one that has gaps in the corners where your material doesn’t quite line up. It doesn’t actually matter what the box looks like, just so long as it is solid enough to contain your soil and is connected to itself or other supports to keep the sides from falling apart.

Just keep in mind that some materials such as pressure-treated wood contain chemicals that could leak out into the soil over time. If you have concerns about this or are using materials that you know present a chemical hazard, be sure to stain or seal your materials before use to keep water from penetrating and leaching the chemicals out.

Filling It In

Once you have a workable garden box, it’s time to add some soil. Ideally, you should till the ground soil before adding any additional soil to the box. Add a layer of garden soil or topsoil, then use a rake or hoe to blend the garden soil and your additive soil a bit. From there you can continue adding soil, mixing it together periodically, until you’ve reached the level you want in your garden box. In some cases, you’ll have room left within the box; in others, the soil will go all the way to the top. After it’s filled, you might want to water it well to let the soil settle a bit before you start planting.

Planting and Garden Care

With the box built and filled with soil, you’re ready to get your plants in the ground. Planting is largely the same as you’d do if you were planting directly into the ground, though your newly filled garden bed likely has softer soil than your yard. Water your garden a little more often than you normally would, as raised beds offer more of a chance for water to leak out or evaporate than ground soil does. Feed your plants as needed, remove weeds or grass when it appears, and do your best to keep pests out of the garden. The raised bed itself may deter some pests, and a small chicken wire fence around the edge of the bed can help as well.

There’s a decent chance that your raised bed garden will grow better than an in-soil garden thanks to the quality of its soil and the added control that you have over your garden environment. With proper care, you should be able to enjoy a bountiful harvest in just a few months.

Spring cleaning tips and things you may be missing...

As self-isolation and social distancing stretches on, you may find yourself a bit bored just staying at home. Since there’s a big difference between choosing to stay at home and having to stay at home, even those who enjoy spending time at home may be struggling. This is why many people are starting to look for things that need to be done around the house – if you’re going to be stuck at home every day, you might as well be productive.

Fortunately, there are a number of spring-cleaning tasks that can keep you busy for a while. Don’t just dust, vacuum and call it a day, though. Consider tackling the following jobs as well to reduce your future maintenance needs and ensure that you’re ready to face the summer.

Clean the Windows (And the Screens)

Cleaning the windows is a classic spring-cleaning task, but it’s one of those tasks that’s all too easy to only do halfway. When you clean your windows, be sure to clean both the inside and the outside with a quality glass cleaner. You should also remove the window screens and clean them as well, especially if any of them have dirt or other icky stuff stuck in them after the winter.

Pressure Washing

Dirt, mold, mildew and moss can all degrade the materials of your home over time. That’s why it’s a good idea to break out the pressure washer and give your home a good ol’ scrubdown at least once a year. Spring is a good time to do this since it’s usually still a bit too cool for things that grow on your house to get out of hand. While you’ve got the pressure washer out, you should also look to see if there’s anything else around the house that could use a good deep clean. Check out picnic tables, fences and any other spots where dirt and other contaminants might accumulate.

Gutter Cleaning

A lot of people view gutter cleaning as a fall task, associating full gutters with fallen leaves. There are a lot of things that can clog up your gutters, though, including debris that gets washed off your roof by spring rain and melting snow. To reduce wear and tear on your gutters and make cleaning them easier overall, make cleaning your gutters into a task that you do at least twice a year, in the spring and fall.

Check Out the AC

As things start to warm up, a lot of people prefer to open their windows instead of cranking the air conditioning. You should at least give it a test run to make sure that it’s working properly, though. Clean your AC as best as you can, let it run for a while to make sure that it’s able to maintain the air temperature, and change any filters that need to be changed. If there’s a problem, it’s better to find out now and fix it than discover it in a few months when temperatures peak.

Don’t Forget the Furniture

A lot of dusting goes on in the spring, but it’s easy to forget that dust and dirt accumulate on furniture too. Break out the vacuum or a steam cleaner to give your furniture a good cleaning as a part of your spring-cleaning routine. Not only will this keep your furniture looking good and in good shape for longer, but it can also reduce allergies and other health issues within your home.

Test Those Smoke Detectors

It’s easy to forget smoke detectors if they aren’t beeping randomly in the middle of the night because they have a low battery. To keep your home safe, though, you should test your smoke detectors and replace their batteries every six months. Spring cleaning time is a great time to do this (and then do it again in the fall when you start preparing your home for winter). Don’t settle for just replacing batteries, either; if a smoke detector doesn’t work or seems to have a larger problem than just dead batteries, replace the entire unit.

April 2020 Steve & Jack's Home News

We hope you had a wonderful Easter on Sunday celebrating with your family! If you are celebrating Passover, we hope it is enjoyable as well, albeit a little different from prior years.

Wow! A LOT has changed since we sent our March newsletter. We truly hope this finds you safe and healthy...and sane. Being sequestered at home for the past several weeks especially with young children can make one more than a little fidgety. While I think we all yearn to get back to normal (whatever that is), staying put is the prescribed course of action, hopefully for not much longer. Clearly, every business in the world has been affected and we sincerely hope you are able to navigate these extremely choppy waters.

Our team is all working safely from home. We have adapted from our former daily routines and created new ones. How have you adapted from your routine? Steve's wife Brigid has been working from home for over a month now. Ana and Tali are doing eLearning and have had their school years shortened by a couple of weeks with an additional week for spring break. They are frustrated at the cancellation of school activities and sports, like most children are, but they understand why.

We have had some bright spots during this break such as more time spent with our girls, more walks with our dog Duke (he has absolutely LOVED this new schedule). We have had time to watch more movies together and get in more exercise. Our girls have also taken to becoming quite the chefs, cooking regular Sunday dinners from scratch. They have been delicious! What have you been able to enjoy during these past few weeks?

Patti has just finished her real estate course and is waiting to take her exam to obtain her license. We are excited for this accomplishment! Kylie is balancing her family as well as work and keeping track of the ever-changing market and numbers so we can accurately convey information to our clients so they can make informed decisions. Thea is also working from home and helping us call our clients to check in with them and see how they are doing and answer questions.

Jack and Mary Anne are struggling with staying home. They love to get out and be with people, so this has been very difficult for them. We offer to run errands for them and pick up groceries. Michelle and her family are also staying home and doing eLearning. Her son Caleb is a senior at Fishers High School. This is exceptionally hard for seniors as they are being robbed of their senior year, including sports, banquets, awards, memories and graduation. Her husband Steve is our local hero as he is an RN at Community North and Riverview Hospitals working in the COVID-19 wards. He has been working extra shifts every week taking care of patients while putting himself and his family at risk. They are all accepting of the risks, but Steve takes excellent precautions and not one health care worker on their floor has gotten sick. Amazing!

We salute our health care workers who are working so hard for strangers doing what they do best!!! THANK YOU!!!

You may be surprised to learn that not only does our market have the lowest inventory on record at 1.4 months, but there are a lot of buyers out there! Check this out-on April 14th (one day only):
New Listings-108
Pendings-105
Solds-60
Days on Market-6
List Price to Sales Price-100.00%

These are for ONE day in Indy!!! There are absolutely still people out looking for houses right now. We have changed the way we show houses and do most of it virtually. For buyers who want to see in person, we adhere to strict CDC guidelines to keep our clients, ourselves and homeowners safe. If you would like to know more details, call Steve at 317-573-1880.

Upcoming Events

We have some cool events coming up and hope you can join us!

Spring Client Appreciation Event-NOW-April 30th-Click here for the event flyer where we are partnering with Sundown Gardens and you can win FREE landscaping materials! There are three ways to enter and you can enter all three ways! 1) Download our real estate app and take a screen shot and send it to us. Download it here now. 2) Like our Facebook Page (click here to go to it). 3) Send us an introduction to someone you care about that we can help buy, sell, or build. It could even be you!!!

Shred Day is back and will be on May 28th from 10AM-12PM at our office. Almost anything will be accepted and you don't even have to get out of your car!!! Did I mention it is FREE??? You should have received an e-mail recently with more details.

Virtual Happy Hour-Thursday, April 16th from 5-6:30pm-TODAY!!! Click here for the link to join in the fun via Zoom. Since we are getting close to Cinqo de Mayo, come dressed in your best outfit and bring your favorite drink. Prizes will be awarded for best dressed and best drink.

Come join us for any or all of our upcoming events! We would love to see you!

You should have received our print newsletter. If not, click here to read the April edition. Lots of fun and interesting articles. Tell us what you think!

Click here to watch This Month in Real Estate

Click here to see what our clients are saying about us

Click here to access exclusive savings at places you shop every day

Thank you for reading this month. Know we are thinking of you and look forward to the day soon where we can see you in person and celebrate together. If there is anything extra we can do to help support you, please let us know. Thank you for being part of our tribe. We truly appreciate you!!!

Your Friends in Real Estate,
Steve, Kylie, Thea, Patti

P.S. Please don't keep us a secret!

6 legal documents everyone MUST have today-GUEST BLOGGER

6 Legal Documents You Need in Place Today

With the spread of coronavirus and the unpredictability of circumstances, many families are ensuring their legal documents are in place in case of injury or illness.

While often difficult to talk about, it’s important to have advanced directives drafted to make certain your wishes are carried out, even when you’re unable to make your wishes known. In the end, this can save families money, reduce family disputes, and avoid unwanted legal procedures.

Unsure what you need? Here are eight tools used in estate planning to discuss with your attorney:

Power of Attorney
A Power of Attorney allows you to appoint someone who can make decisions for you when you’re unable to make them for yourself. This person can have legal authority over your financial affairs, including property and money.

Healthcare Power of Attorney
With this document, you can designate someone you trust to make healthcare decisions for you if you become ill or disabled. This prevents healthcare providers from making those decisions for you.

Living Will
This is where you declare your wishes for end-of-life care in the event you are unable to communicate your decisions. Your Living Will is different than your Last Will in that it has no power after death.

Last Will and Testament
This document is where you say what happens to your estate when you die – who gets your assets, money, property and any other items you possess after your death. Last Will and Testament also enables you to appoint a guardian for your minor children, as well as provide instructions and funds for the care of any pets you have.

Trust
Asset Protection Trust
This is a financial-planning trust vehicle that holds an individual’s assets with the purpose of protecting them from creditors, lawsuits or any judgments against your estate.

Or

Probate Avoidance Trust
Also known as a revocable trust, this is a tool you can use to determine who will get your property when you die. Most living trusts are “revocable” because you can change them as your circumstances or wishes change.


Funeral Declaration
A Funeral Declaration provides clear instruction as to the planning of your funeral and what those plans should consist of. Having a declaration in place helps alleviate disputes or disagreements amongst family members and relieves them of any difficult decision making.

If you haven’t had the chance to get your advanced directives drafted and you’re wanting to discuss with an attorney, reach out to Applegate Dillman Elder Law to get your documents expedited.

Applegate & Dillman Elder Law
www.Applegate-dillman.com
Rachael Rode
317-492-9569

Things to do while in quarantine

One of the best things that we can do right now to protect both ourselves and our friends and neighbors is to stay home. Unfortunately, there are only so many times that you can watch Tiger King or listen to your kids sing along with Elsa on Disney+. You need something new to do, and it needs to be something that the whole family can enjoy while you’re all staying safe at home.

There are some unique opportunities available right now that may never be available again once this is all over. They provide experiences that the whole family can enjoy that aren’t just the same old TV shows. Though this is by no means an exhaustive list, here are a few activities that you might consider that would give your family some new things to do.

A Virtual Reunion

With record numbers of people working and doing schoolwork at home, more people are using video conferencing services like Zoom, GoToMeeting and Microsoft Teams than ever before. These services aren’t just for work, however. You can use them to get in touch with family from around the country, and even schedule a “virtual reunion” to catch up and check in with each other. This can be a recurring event, letting you stay connected with loved ones throughout the pandemic. You may even grow closer as a family despite the distance.

Museum and Zoo Tours

Even though museums and zoos are currently closed to the public, a number of high-profile museums and zoos have started offering virtual online tours for free. You can go online and view great works of art, watch animals relaxing during their downtime, and even see unique things like puppies getting to run wild in an aquarium. On top of these custom experiences, many zoos and similar facilities have webcams focused on specific exhibits that you can check out throughout the year.

Learn Something New

To help families pass the time, many online learning platforms are offering extended free trials so that people can pick up new skills or learn interesting things while in self-isolation. On top of that, some teachers and experts are streaming free courses on Zoom and other platforms as well. There is a wide range of content available for both kids and adults, meaning that there’s something for everyone to learn and enjoy.

Start (or Join) a Book Club

Reading is a great way to pass the time, and you can share that with the family by starting a family book club. The premise is simple: Everyone picks out a book, and once a week you get together and discuss what you’re reading. Even younger children can participate; let them pick out a book that they want you to read, and at the meet-up you can let them show off the book and tell everyone about it.

If you want a bit more social interaction with your book club, you can also look into online book clubs that are a bit closer to traditional book club offerings. These can have members from across the nation or around the world. Some of them operate on dedicated websites, and others use social media groups. Either way, there should be options available for most readers.

Listen to a Story

Even if you don’t feel like doing all of that reading, there are a good number of authors and celebrities doing podcasts and videos in which they read a variety of books or stories. Quite a few of these are aimed at children, but some of them are more tailored to adults as well. Levar Burton (of Reading Rainbow fame) has even recently launched a video version of his podcast Levar Burton Reads with a wide range of content.

A Night in at the Movies

Under ordinary circumstances, you’d be able to take the family out to see some of the many movies that would be in theaters right now. But that’s not possible now that all the theaters are closed. So instead, movie theaters are adapting. Special digital rentals are now available for recent box-office hits that ordinarily wouldn’t be available for rental yet, so that a wider audience can enjoy them. And some movies that were scheduled for early summer release, such as Trolls World Tour, are also making their debut via digital rental. So pop some popcorn and enjoy these new and recent blockbusters all from the privacy and safety of your own home.

Interview with Steve Rupp on the state of real estate during quarantine

Check out a recent interview with Applegate-Dillman Elder Law on what is happening in the real estate market right now...

Why selling in an 'up market' is a great idea!

Why The Best Time to Downsize Is in An ‘Up’ Market

Let’s face it, we are in unprecedented times right now. The global pandemic is all that is in the news and will be for the foreseeable future. It has affected every single industry and person in the world, mostly for the worse, but some industries are thriving, such as medical device manufacturers, grocers, personal protection equipment manufacturers, toilet paper manufacturers, and hand sanitizer manufacturers, to name a few.

Before the world seemed to go sideways, the residential real estate market was on fire. We have been seeing the best market in history with historically low interest rates, inventory, unemployment, and historically high home prices, and the economy. Things were good, really good.

But, now, that has all changed. Unemployment is the highest in decades; businesses are closed (some for good); people are scared; interest rates, while still low are more volatile than at any other time in history recording their biggest jump in the shortest amount of time a couple of weeks ago of 2.5% in 36-hours! This is supposed to be an extremely busy spring market.

While real estate activity has absolutely waned, it is far from nonexistent. In fact, according to MIBOR, on April 9, 2020 (that’s right, only one day!), there were 147 new listings that hit the market, 100 sellers accepted an offer and went pending, 56 homes sold and closed, and homes sold in an average of only 7 days for 100% of asking price! So, it isn’t all bad news!

We still have an extremely low inventory of homes right now. In fact, our inventory level is at an all-time low of only 1.4 months. Compare that with a balanced supply of homes of 6-months and you can see just how tight our inventory really is.

If you are considering selling your house, especially if it will be a ‘downsize’ move, this may very well be the perfect time for you to catch the pinnacle of the market and cash out of your house. You see, in a sellers’ market like this one, otherwise known as an ‘up market’, people who are downsizing are perfectly positioned to take advantage of the market working in their favor. Let me explain.

Let’s say, you could sell your house today for $300,000 and we know this is near to at the top of the market. Furthermore, let’s say that you are downsizing to a smaller house that is more in line with your current needs that is $200,000. While you are at the top of the market for both transactions, the more expensive transaction is the most important from a monetary perspective in an up market. It will net you the most money in the end. Buyers are clamoring for more homes to hit the market and you can help to satisfy that appetite and cash in.

In order to maximize your sales price, I strongly recommend having a pre-listing inspection completed by a reputable inspection company and that you make any needed repairs and then advertise that to buyers. Secondly, provide a 1-year home warranty to buyers at closing for additional peace of mind. Have a licensed Stager walk through your house and give you suggestions on any updates or upgrades you should make that will provide you with the biggest bang for your buck. Ask your agent for help with both of these.

Start looking for your next home before you put your current house on the market as that may take a bit of time due to the low inventory levels. That way you don’t have to make an interim move. If you can buy your next home before you put your current house on the market, that would be the best scenario (and safest given the current health issues right now).

While there are a lot of negatives right now, there are certainly some positives. Take advantage of them and consult with your real estate agent who should be able to guide, lead and protect you through the complex and difficult real estate process. We would be happy to discuss your specific situation with you, if you wish in a no-obligation, confidential consultation.

Things will get better and we will be here and ready to help when you are! Stay healthy!

Steve Rupp
The Zulu Group, P.C.
Keller Williams Indy Metro North Realty
www.Welcome2Indy.com
Steve@Welcome2Indy.com
317-573-1880-Office

Staying up with modern tech

The world we live in is significantly different than the world we knew just a year ago. Around the world, people face self-isolation and quarantine as we attempt to stop the spread of the virus that causes COVID-19. This can be scary, especially for those who live alone or who have distant loved ones that they’re worried about. Fortunately, we also live in a world where technology can bring us closer together even as we must stay apart.

There are a number of ways that modern technology can help us stay connected. While some of these depend on you having the right pieces of hardware, others are software solutions that almost anyone can use. If you’re feeling lonely, here are a few tech solutions that might help bring you closer to friends and loved ones.

VoIP Solutions

VoIP (Voice over Internet Protocol) and VoIP-like phone services are seeing increasingly widespread use around the world. These services allow you to make voice and even video calls over the internet, letting you stay connected without the need for a landline phone or cellular service. Many of these services allow for text chat as well, and most are available both on a computer and as a smartphone app.

Video Conferencing Software

When you need something a bit more robust or sophisticated than what a VoIP solution offers, video-conferencing options like Zoom and GoToMeeting can help. Video conferencing software lets you connect people from multiple locations into a single chat. Most of these solutions allow for video, voice and even text chat, ensuring that people won’t be left out if they lack a webcam or have slow internet service. Some of these options even allow the use of virtual backgrounds, so you can set a favorite photo or other image as a backdrop for your video call as an added bit of fun.

Virtual Vacations

To help people around the world have something to do, many zoos, museums and other public spaces have taken to streaming video or offering up other virtual options while they are closed. A family trip that might have been out of the question otherwise can now be simulated by starting up a conference call between multiple households and embarking on the same virtual tour together so that everyone can experience it at the same time.

Community Groups

A lot of people already use social media to keep in touch with friends and family who are far away. In the wake of the COVID-19 pandemic, however, people are turning to sites like Facebook and Twitter to stay connected even to close friends. By setting up private groups or interacting on specific posts, isolated friends can still share stories and humor, post pictures and share status updates, and generally stay up to date on everyone’s well-being.

The Rise of eSports

One thing that got a lot of people to pay attention and start taking COVID-19 seriously was when various sports organizations started cancelling their usual events and seasons. In the time since, people have started paying more attention to online gaming competitions and eSports. There a wide range of games that people can watch online and then talk about with friends and family, and some professional athletes have started playing and streaming their games as well. Some race car drivers have even taken to having online races using various video games.

Senior-Friendly Options

There are an increasing number of options available to help families stay in touch with seniors. In addition to VoIP software and similar solutions, there are also dedicated hardware devices such as tablets that are designed with senior ease-of-use in mind. These devices coordinate with apps placed on the phones or other devices of family members, giving seniors one-touch access to their families so everyone can stay connected. This also helps families check in with their senior friends and relatives to calm fears that they might be under the weather.

In It Together

As you can see, there are several options available to keep in touch even while we have to stay physically distant. This isn’t an exclusive list; you may have additional options available that aren’t covered here. Just remember that no matter what you use, check in with friends and loved ones periodically both to get that much-needed social contact and to ensure that everyone is okay.

DIY project tips

While everyone’s staying at home, a lot of people are hesitant to bring in outsiders for things like painting or smaller construction projects. This could be the perfect time to tackle some of those tasks as do-it-yourself jobs! There are many things around the house that you can do without having to bring in outside help. Or at the very least, you can get started and bring in someone else to finish later.

One common pitfall for aspiring DIYers is not quite being prepared for the task at hand. Since the current goal is to limit trips out of the house to only the essentials, it’s a good time to take stock of what you have on hand and determine what if anything you might need for those DIY projects. Here are some common things that you should check so you’ll know if you need to make a trip to stock up.

Common Supplies

There are a few things that will come in handy for almost any DIY project. These are items like sandpaper, wood glue, cleaners, rags, tape and lubricants. While not all of these will be used for every project you might tackle, if you don’t have any of them on hand then you’ll likely need to restock before your tasks are finished.

Tools

It’s hard to do it yourself if you don’t have anything to do it with. At the very least you’ll likely need tools like a drill, a hammer, Phillips and flat-head screwdrivers, wrenches and other common tools. If you have specific tasks in mind that require specialized tools, then you’ll need to make sure that you have those on hand too. You should also check to make sure that your tools are in good condition; too much rust or other corrosion can cause serious problems and possibly even result in broken tools once you get to work.

Screws, Nails and Fasteners

Chances are, you’ll need to have some screws, nails or other fasteners for the work that you’re doing. Don’t just assume that whatever you have on hand will work for any job, though. Screws for example come in different lengths, materials and head types, and if they don’t match the job that you’re doing or the tools that you have then you’re not going to be happy with the results.

Brushes and Rollers

Will you be doing any painting, staining or other similar applications? Make sure that you have the right type of brushes, rollers and other application tools for the job. Different types of paints, stains and glues/pastes all apply differently, so you’ll need to match your tools to the type of material you want to put down.

Shovels and Garden Tools

Working outside is a pretty common DIY task, but make sure that you have the right tools for the job. Shovels, hoes and rakes are all common outdoor tools, but you may also need a tiller or other equipment as well. You should also make sure that you have the right type of shovel or rake for your needs. A flat-nose shovel is good for spreading gravel, for instance, but won’t do you a lot of good if you need to dig a hole to plant a shrub.

Getting Ready to DIY

Once you’ve taken an inventory of the supplies you have with you, make a list of the DIY tasks you’d like to tackle around the house. See how your current supplies will meet the needs of those tasks, writing down anything that you seem to be missing. Take your time to plan out your various DIY projects, prioritizing those things that you can do without any additional materials. If you absolutely must get additional materials for your projects, do your best to make a list of everything that you’ll need so that you can wrap up your DIY shopping with a single trip. Or, better yet, place an online order that’s shipped directly to your house.

Fun family ideas while in quarantine

With the current state of the world, people are spending more time at home than ever. This provides for some great opportunities to bond as a family, and also gives some of us a bit more time to get things done around the house. Spending more time with your family can lead to some questions, though. One of the biggest is “Exactly what are we supposed to do now that we’re together?” Without the breaks afforded by work, school and other activities, trying to come up with activities for the whole family can seem a bit overwhelming.

If you need some ideas on how to spend that family time, here are a few suggestions to get you started. Not only will these ideas help you to spend some quality time together as a family, but some of them might help you with some of those tasks around the house as well!

Planning (and Planting) a Garden

Even though the year has gotten off to a rocky start, time waits for no one. We’re already getting into gardening season, so it’s time to start prepping the soil and starting your seeds. Since you’ve got the family all there at home, try to get everyone else involved as well. Plan out the size and shape of your garden plot and make a list of everyone’s favorite fruits and veggies to help decide what to plant. You can even get younger kids involved by letting them make row markers featuring pictures of everything you plan to grow.

Family Game Nights

Game nights are a classic, but sometimes it can be hard to fit them in. Timing isn’t as much of an issue these days, however, so let’s play some games! These could be anything from board games to multiplayer video games or even tabletop role-playing games. Let the family decide on the specifics and plan out a new game night every week to help keep everyone entertained.

Movie Time

Going to the movies is a popular family activity. Just because the theaters are closed doesn’t mean you have to give up on enjoying a film together, though. Make some popcorn, break out some snacks and cue up a favorite film on the TV. Several studios are releasing movies for sale or rental early, and some have even put new releases up for rental on streaming services even though they should still be in a theatrical run, so you can still catch some of the films that you might have planned on seeing as a family anyway.

Plan Some Redecorations

Were you hoping to redecorate this spring? You still can, and you can get the family involved in the process as well. Let everyone help pick out paint colors and decorations, especially in their bedroom or other rooms where they spend a significant amount of time. Even if you can’t get everything that you need for the project right now, this will let you plan things out in advance so that you’ll be ready to start once it’s go time.

Activities From a Hat

If you aren’t sure what to do, have everyone get together and make a list of three things that you’d like to do as a family. Once you’ve got the lists made, put them all on a hat or other container and draw one of the lists out. Look at the listed items and let the family vote on which activity you’d like to do from the list. If you’re worried that the same person might win too many times, the next time you do it, have the person who won sit out the suggestions and be the one to draw the winning list instead.

Time Alone, Together

Sometimes, one of the best things that you can do as a family is just relax and enjoy each other’s company. Don’t assume that you have to fill up every available moment with activities. Take some time to read books, give the kids some screen time or do some other individual downtime activities. You can take this downtime in the same room, spending casual time together without having to be “on” and actively doing things together all the time.