September Steve & Jack's Home News

Welcome to the beginning of the 2015-16 school year! If you are like us, your Facebook feed has been blowing up with back-to-school photos for all of your friends' children and grandchildren. This is always a hectic and anxiety-ridden time for many families as they adjust to new schedules, schools, teachers, and friends. We hope your loved ones have survived the start of school whether it was at the end of July (boy, that sure seems early) or was today. Whatever happened to starting school after Labor Day?

Steve & Brigid have been adjusting to another school year with Ana attending 5th grade and a new school in Westfield Intermediate (5th & 6th grades) and Tali attending Kindergarten-still at Maple Glen Elementary in Westfield. Both have had oustanding experiences so far and absolutely LOVE their teachers. We hope this continues throughout the year. Ana's bus arrives at 7:15AM (ugh!), but Tali's school doesn't start until 9:10AM, so we get quite a bit done in between the two starts, but drop off Tali early to BAC (before & after school care). Tali is now doing gymnastics twice/week and Ana is still playing soccer and practices 3x/week at Grand Park with at least 1 game on the weekend. She is also doing Indianapolis Children's Choir this year, which is another practice during the week and her school choir, so things are very busy.

Last month, we took our summer family vacation to Bar Harbour, Maine (or as the locals say, Bah Habah). It was a fantastic experience and absolutely gorgeous views. We spent time in Acadia National Park and took a few boat tours seeing lighthouses and the sea life. Brigid booked cabins for us (we went with her brother and his family), and although they had hot water, showers, toilets, and beds all in the cabins, she felt it was roughing it too much for her and prefers her Hiltons. Being an Eagle Scout, I had a good laugh as I thought it was pretty posh! We look forward to spending a week in Vermont with Jack & Mary Anne over Fall Break in October for our annual grandparent vacation.

The market has been pretty hot, but has been spotty at times, especially with the varied start times of school this year. Any way you slice it, generally this has been an exceptionally good year for real estate. See the below stats from MIBOR's latest report (comparing June 2015 to June 2014):

*New listings-UP 3.7%
*Pending sales-UP 8.1%
*Closed sales-UP 17.6%
*Median sales price-UP 5.3% to $158,000
*Average sales price-UP 3.1% to $194,259
*Percent of original list price received at sale-UP 0.6% to 94.9%
*Total active listings available at month end-DOWN 5.9% to 12,857
*Months supply of inventory-DOWN 12.3% to 4.9 months (strong sellers' market)

As you can see, every single metric tracked is a good sign for homeowners. All houses are different, however and just because the market is hot doesn't necessarily mean all segments and areas are. If you find yourself contemplating a move, do yourself a favor and give us a call-317-339-7698 so that we can provide data specifically tailored to YOUR house and how it impacts YOUR bottom line.

Finally, a few fun and FREE things. Thank you to everyone who has played our Fun Day Monday contests!! We get more and more entries every month and love giving the winner a $25 Amazon gift card. If you haven't played yet, why are you waiting? Join in on the fun and maybe you will be our next winner!

Have you sent Kylie-Kylie@Welcome2Indy.com your entry for two absolutely FREE tickets to the Colts vs. Bengals game on September 3rd? They are really good seats and are absolutely FREE. If you haven't sent Kylie your e-mail entry, do it NOW. You only have until 4PM on August 19th, which is THIS Wednesday to get your entry in. We would love to draw your name and send you to the game.

Next, have you sent Steve your picture of your football schedule calendar magnet hanging up at home or work? If not, do it NOW-Steve@Welcome2Indy.com or 317-339-7698. E-mail or text. We would love to enter you into a drawing for a $50 gift card to BW-3s to watch your favorite team. You have until midnight on August 23rd, which is this coming Sunday night to enter. The drawing will take place on Monday, August 24th.

And, for our final FREE opportunity, come join us at our next Happy Hour this Wednesday, August 19th from 5-6:30PM at Matt The Miller's in Carmel. We would love to see you and your first two drinks and appetizers are on US. We have a nice group and have a lot of fun. Hope to see you there!!

Steve & Jack Rupp

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August 2015 Newsletter

Happy August and the impending end of summer. We hope you have enjoyed some time away and maybe were able to take a vacation or two.

Thank you to everyone who attended our Happy Hour last week at Matt The Miller's!! We had a great turnout and everyone had a good time-free drinks and food certainly didn't hurt! If you haven't been able to attend, please make plans now as we would love to see you. The next Happy Hour is Wednesday, August 19th from 5-6:30PM at Matt The Miller's in Carmel. Look for your Evite soon!

We have had a fantastic registration for the Colts' tickets! As many of you noticed, there was a typo on the postcard in the e-mail address to register. The correct e-mail is Kylie@Welcome2Indy.com. If you haven't registered yet, you still have time, so don't delay and do it today! The tickets are fantastic seats, so be sure and register for your chance to win!

Steve, Brigid, Ana, & Tali took their summer trip to Acadia National Park in July along with Brigid's brother Jim and his wife and daugher. We had an amazing time! Acadia National Park is located on Desert Island in Bar Harbour, Maine. We stayed in cabins that were only 1-year old with a toilet, sink, and shower with hot water. For this Eagle Scout, that is not really camping, but 'glamping', as I call it. For Brigid, it was seriously roughing it! She did great and cooked her first meal over a fire. We enjoyed riding our bikes and hiking in the park, walking around downtown Bar Harbour, going on a lobster/seal cruise, sea life cruise, and whale watching cruise. The water was a cool 55-degrees, so we didn't swim, but it was worth it.

We stopped by Penn State where Ana wants to go to school as they have the best broadcast meteorology program in the nation; the flagship LL Bean store, which was massive and most impressive; and then also Kennebunk, Maine for a couple of days, which is adjacent to Kennebunkport, where the Bushes live. We rode by their impressive compound and saw Bush senior was there and watched the fireworks on the beach. While not a warm, beach vacation, we would highly recommend going as we saw some amazing vistas and wildlife.

The real estate market has been hot in some areas and slow in others. It just depends on area and price range. Here are some stats:

New listings-UP 3.7%
Pending sales-UP 8.1%
Closed sales-UP 17.6%
Median sales price-UP 5.3% to $158,000
Average sales price-UP 3.1% to $194,259
% of original list price received at sale-UP 0.6% to 94.9%
Total active listing available at month-end-DOWN 5.9%
Months' supply of inventor-DOWN 12.3% to 4.9 months

As you can see, our market, as a whole is very strong and in a sellers' market. If you know of anyone thinking about selling their house, please give us a call with their contact info, so we can consult with them about their options.

Have a great rest of the summer and good luck in the Colts' ticket drawing!

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Steve & Jack Rupp

July Steve & Jack's Home News

Welcome to summer and the end of another school year! We hope you have some fun summer vacation plans as well as spending time with family. While there are a lot of varied opinions over Daylight Saving Time and I could argue for either side, personally I love still having daylight at 9:30 at night. We work in the yard quite a bit or one of us will take the dog for a walk after the kids go to bed and have light in which to do those activities is so nice.

We have been missing Ana the last week as she has been enjoying an amazing trip with her grandparents on an Alaskan cruise. Tali has been especially sad to see her sister's room empty and our dog Duke even takes a winter glove of Ana's out of the basket and sleeps next to it. They both miss their big sis. Fortunately, she has been able to call us a few times and says she is having a blast! We would love to go as a family sometime and have it on our bucket list. Have you ever been to Alaska? What was your experience like?

Jack and Mary Anne are in Branson this week enjoying the scenery and taking in several shows. They have a time-share there and love going back each year.

The market has continued to be really strong in most areas and price points. Here are some recent figures (MIBOR monthly data report comparing April 2015 to April 2014):
*New listings are UP 6.3%
*Pending sales are UP 13.5%
*Closed sales are UP 12.8%
* Median sales price is UP 8.8% to $148,000
*Average sales price is UP 6.2% to $ 182,931
*% of Original List Price Received at Sale is UP 0.3% to 94%
*Total Active Listings Available at Month's End is DOWN 2.6%
*Months Supply of Inventory is DOWN 6.1% to 4.7 months (a balanced market is ~6 months, so we are in a seller's market)

If you or someone you care about are thinking of moving, please give us a call so we can consult with you about your options and maximize your house's value while reducing many of the hassles of buying and selling.

**Have you RSVP'd yet for our Happy Hour THIS Wednesday, June 17th from 5-6:30PM at Matt The Miller's in Carmel? If not, please do so. We have a big crowd coming and we would love to see you there as well. Drinks and appetizers are on us!! Whether you can only stay for a few minutes or the entire time, we would love to see you. Don't forget to pick up your poker chips at the hostess stand. Those are your drink tickets for the evening. See you there!!!

Your Personal Real Estate Consultants...for Life!
Steve & Jack Rupp

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June Steve & Jack's Home News

Welcome summer!!! As I write this, today is the last day for Westfield-Washington schools and most schools around our area are finishing this week for summer. Are you ready? If you are a parent, it brings mixed emotions. On the one hand, you are happy another year is over along with many things that go along with school, namely homework, school activities, early bedtimes, your kids are excited, etc. On the other hand, you know your kids are one year closer to fleeing the nest (which could be a happy thing as well), and you have to find something for them to do-camps, nanny, relative, stay home, etc., which causes a whole new set of planning issues.

I am looking forward to attending the 4th grade graduation and cookout later today followed by a parent-teacher kickball game. I haven't played that since grade school, but what fun!!!

We hope you enjoyed the 99th running of the Indy 500. More importantly, we hope you took some time to reflect on the reason we had a 3-day weekend. The sacrifices that have been made for us so that we can enjoy our freedom is unfathomable for most of us. Hopefully, you were able to take the time to say thank you to a veteran. If you are a veteran, THANK YOU! Here is a challenge for you, the next time you see a veteran, do something nice for them that they aren't expecting and don't look to take any credit for the kind gesture. Pay for their meal, drink, ticket to a game, tank of gas, whatever. Leave a note or a message with a server/attendant to tell them this was a small thank you from a grateful American. You will not only make their day, but yours as well. Please let us know what you did and how it made you and/or the deserving veteran feel. We absolutely LOVE hearing these stories. Thank you, in advance for sharing and for 'paying it forward'.

Jack and Mary Anne just got back from a trip to Mexico and loved it! No one got Montezuma's revenge and they loved the resort where they stayed. They would go back again in a second. They are looking froward to going to Vermont with us later this summer for our annual family vacation together.

The market has been absolutely NUTS lately. This is the busiest I have ever seen it. Closings are being delayed due to such heavy volume that lenders and underwriters can't keep up, even working 18-hours days!!! Houses are still selling in hours, sometimes. August 1st brings new closing requirements that will bring delays, frustrations, and headaches. We are recommending anything with a closing date on or after August 1st to plan on at least 45-days from contract to close. This is 50% longer than the typical 30-days to which we have grown accustomed. Lenders are scrambling to understand the new rules and implement them, so if you or someone you know is looking to buy or sell on or after August1st, be prepared and forewarned. You WILL have issues and will need to be flexible. These are federal government-mandated changes, the likes of which we haven't seen in our lifetime. There will be problems, but we will work through them. Just know you will not be able to close in 2-weeks anymore, unless you are paying cash. If you have any questions, please feel comfortable calling us. We are happy to answer any questions you have.

Please plan to join us for our next Happy Hour at Matt The Miller's in Carmel from 5-6:30PM on Wednesday, June 15th. Food and drinks are on me!!! This is just a fun and relaxing way to re-connect with our wonderful clients and referral partners, so please plan to join us. We will always be there the 3rd Wednesday of each month. Same time and place, so if you can't join us in June, please stop by in upcoming months. We would love to see you!!!

Enjoy the summer and please let us know if there is anything extra we can do for you or someone you care about. We love to help!!

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Steve & Jack Rupp

May Steve & Jack's Home News

Happy Mother's Day to all moms!!!! Thank you for everything you do for us!! We hope that you are able to do something special for the moms in your life and give them some extra and much-deserved pampering. We are planning on having a family brunch on Sunday at a local restaurant and then off to the soccer fields for Ana's game.

Speaking of soccer, the season is in full swing! We have been having up to 4 games each weekend lately with tournaments!! This is all on top of 3 practices/week, making up to 7 times/week we are playing soccer. Ugh! Ana's team has really improved and came in 2nd last weekend with Ana scoring several goals. We are so proud of them! Ana heads to Corydon, IN for her 4th grade overnight field trip to our original Indiana State Capitol. School is out on May 29th, after which time, Brigid's parents are taking her on a trip of a lifetime-a 10-day cruise to Alaska!!! How exciting!

Tali is still swimming and doing gymnastics and loves both!

Brigid loves her new position at Merck. It is much more challenging, but extremely rewarding for her.

Jack & Mary Anne are looking forward to heading out to New England with with this summer for our family vacation. They are doing well and enjoying lots of volunteering along with vacations.

The most exciting news is that we have a new team member!!! Kylie Zajac is taking over Bob's position and started last Thursday. Bob accepted a pharmaceutical sales position and has been helping to train Kylie. She is picking things up so fast and will be a great addition to our team!!! Please introduce yourself if your paths cross. She would love to meet you!!!

The spring market is HOT!! Many houses are selling in hours with multiple offers. If you or someone you care about are thinking about selling, give us a call as we would love to consult with you about your options.

Enjoy this month's newsletter!

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Steve & Jack Rupp

April 2015 Steve & Jack's Home News

Happy Spring!!! Isn't it typical Indiana weather that we get snow during the first week of spring? For those of you reading this on spring break, enjoy your time off. We hope you are somewhere warm getting a head start on the warmer weather, which will eventually head our way.

Brigid and Steve are heading to Tampa the first week of April to see her parents. A day at Disney, a few at the beach and the pool will do us some good. Ana & Tali can't wait to see their grandparents again! Brigid started a new position at Merck and absolutely loves it!! It brings a new challenge to her and she is excited for the opportunities it will bring. Ana is getting back in the full-swing of spring soccer season with the Indiana Fire Juniors. Practicing 3 days/week and at least one or two games every weekend is in our foreseeable future, but Ana loves it. Tali is still our little swimmer and gymnast.

Jack & Mary Anne thoroughly enjoyed their trip to Costa Rica. They brought back amazing photos of the rainforest and animals we have never seen before. It looks gorgeous!!! Going with friends was a lot of fun and an incredible learning experience. They highly recommend it!

Check out some of the housing stats from the MIBOR February Monthly Housing Report:
New Listings-2,846-UP 13.4% from February 2014
Closed Sales-1,810-UP 12.6% from February 2014
Average Days on Market-66 Days
Average Sales Price-$166,384-UP 8.4%
Average 30-year fixed mortgage-3.97%
Number of Active Listings in BLC-12,018
FYI-Mortgage interest rates are expected to start increasing in June of this year. If you know of someone on the fence about making a housing change, now is the time to do it and potentially save tens of thousands of dollars. Please have them call us so we can consult with them about their options.

On a final note, we are hiring! If you know of someone who is looking for an Executive Administrative Assistant position, we would love to review their resume. The ideal candidate will be exceptionally strong with administrative tasks and is very detail-oriented. The position is full-time in our office in Carmel. We are looking to hire immediately. We have found that the best candidates come from people who know us. Who is the first person who came to mind just now? We would love to talk with them!

Enjoy this month's edition of the newsletter and please let us know when we can help you or someone you care about with real estate needs. Thank you for all of your past and future support! We are truly grateful!

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Your Personal Real Estate Consultants...for Life!

Steve & Jack Rupp

March 2015 Newsletter

We hope you had a great Valentine's Day with your loved ones last week. Although one could easily argue its origins as being purely commercial in nature, which may very well be true, it is still a nice opportunity to show those about whom you care a little extra tangible 'something', the most important of which is your time and 'being present'.

With technology as prolific as it is today, the gift of our time and presence is appreciated now more than ever when freely given to those we love most. I think back to dinners with Ana & Tali and how Brigid and I have to intentionally put down our phones and interact with them. It truly is sad, but in a world with constant distractions and smart phones increasingly more powerful and small, always clamoring for our immediate attention with their seemingly incessant ringing and dinging it is no wonder we live in an attention-deficit world. However, I would submit that those closest to us deserve our uninterrupted attention much more so than the unknown caller on the other side of that ringing and dinging phone-now more than ever. What would your life be like if you put your phone on Do Not Disturb when your family could predictably count on you to do so and you were just present with them sharing nothing more than your presence and undivided attention? Would that have a positive impact on you and your most precious relationships? I challenge you to give it a shot and commit to doing it for a week and see what happens. You just may be amazed at what happens next...

Jack & Mary Anne just returned from a 2-week trip to Costa Rica last weekend. They went with another couple and had an amazing time!! It was an organized tour through the Rhodes Scholar program (formerly called Elder Hostel). They spent time in the extremely humid rain forest and saw the most beautiful animals, including Macaws, sloths, tree frogs, and myriad other creatures we don't have here in Indiana. The poverty they encountered was moving and humbling. They really enjoyed their trip and are glad they went. Have you traveled to Costa Rica? If so, what was your favorite memory?

As for our real estate market, it is quickly heating up. We are officially in the 'spring market', believe it or not. Many houses are selling very quickly (clearly not all of them!). If you are thinking of entering the market, NOW is the time to get moving. Here is a recap of December 2014 courtesy of MIBOR Monthly Indicators Report (compares December 2013 to December 2014):

*New Listings-UP 13.1%
*Pending Sales-UP 16.6%
*Closed Sales-UP 13.0%
*Median Sales Price-UP 0.1% to $135,000
*Average Sales Price-DOWN 0.6% to $175,522
*Percent of Original List Price Received at Sale-UP 1.2% to 92.4%
*Total Active Listings Available at Month End-DOWN 3.1%
*Months Supply of Inventory-DOWN 0.7% to 4.5 months

Bottom line, 2014 was another year of recovery, albeit not as dramatic as 2013. Our market is approaching equilibrium after being drastically undersupplied. We are being told that this summer, we will see interest rates rise, although we have already seen them increase 0.25% over the past 2-weeks. Student loan debt, sluggish wage growth, and a lack of sufficient mortgage liquidity remain hurdles to a greater recovery.

We hope you enjoyed your Valentine's Day. After a quiet dinner out, Brigid and I saw the new movie Kingsman. If you like James Bond, The Matrix, & X-Men, you will absolutely LOVE Kingsman. It is highly rated in reviews and I would echo those. Very enjoyable movie!!!

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Your Personal Real Estate Consultants...for Life!

Steve & Jack Rupp

February 2015 Steve & Jack's Home News

Happy Valentine's Day!

We hope you are enjoying a much milder winter than this time last year! We also hope you were able to enjoy some downtime with friends and family during the holidays. Although they can be hectic, it is nice to be able to see and talk to people close to us and catch up on each other's lives.

If you are a regular reader, you will remember that Brigid & I along with our girls usually go to Tampa, FL between Christmas & New Year's to see her parents who live down there. It is a nice respite from the cold winters up here (especially last year!), but the 16.5-hour drive is just grueling. It was nice to have them come to us, for a change and not have to travel so far. We were able to see most of our families and spend some quality time with them all.

On a sad note, Brigid's uncle passed away suddenly on December 26th. We just saw him the day before and he was acting just fine. He is the youngest of 7 kids on her dad's side and was only 57. He didn't drink or smoke and appeared to be in great health and was fit. He died of a massive heart attack the very next day. Needless to say, Brigid's family was devastated and everyone met in Chicago for the funeral. He leaves behind a wife and daughter. The take-away? Please get health check-ups, especially blood work and heart scans. It is simple, easy, and inexpensive, and MAY just save your life or that of someone you love. We guys are notorious for not seeing the doctor. This isn't an ego thing. It is a living thing, guys! Do yourselves and your family a favor and get checked out.

Here are some numbers from MIBOR for December. Overall, very good:

*New Listings +13.1%
*Pending Sales +16.6%
*Closed Sales +13.0%
*Median Sales Price +0.1% to $135,000
*Average Sales Price -0.6% to $175,522
*Percent of Original List Price Received at Sale +1.2% to 92.4%
*Total Active Listings Available at Month End -3.1%
*Months Supply of Inventory -0.7% to 4.5 months

Thank you for making last year one of our best ever! This year is off to an amazing start, but we need your help. Who do you know who is looking to buy, sell, or build a home this year? Please give us their name and contact info and we will follow up and consult with them about their options while keeping you in the loop. Thank you for your continued trust and confidence!

Next month, we will tell you all about Jack & Mary Anne's amazing trip for which they leave on Sunday. Exciting!!!!

Click here to read our Valentine's edition of our Steve & Jack's Home News. We guarantee you there is some interesting info you have never seen before. Check it out!

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Your Personal Real Estate Consultants...for Life!

Steve & Jack Rupp

Westfield Name One of The Best Cities in Indiana to Raise A Family

Westfield Named One of the Best Cities in Indiana to Raise a Family

Westfield, IN- The Consumer Advocacy site, NerdWallet, released their annual study, “Best Cities for Young Families in Indiana”. NerdWallet ranked Westfield number 2 out of the 109 cities in Indiana that the company researched.

“Building a community and connecting families is my goal for Westfield,” explains Mayor Andy Cook. “Being recognized for something city employees and community members work so hard to achieve is rewarding on so many levels. Westfield’s trail system, school district and our sense of community is why families are locating to Westfield.”

The study revealed Westfield has the highest percentage of families with children in the state. It also pointed out the city’s close proximity to Indianapolis.

NerdWallet analyzes cities with more than 5,000 residents in Indiana. The advocacy site takes into account U.S. Census data and considers four key factors before making a decision. NerdWallet considers home affordability, prosperity and growth, quality of education and family friendliness.

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January Steve & Jack's Home News

Merry Christmas and Happy New Year! We hope, as we are nearing the final stretch before Christmas, that you have your shopping finished (or almost finished) and are about ready for the big day. Whether you are spending the holidays at home or away, or even if you don't celebrate Christmas, we hope this time of year is filled with joy, laughter, love, and some time off to spend with family and friends.

THANK YOU to everyone who packed the house a couple of Saturdays' ago to watch The Penguins of Madagascar! We had a fantastic time seeing everyone and hope you enjoyed the movie. We look forward to seeing everyone next year, so save the date-the Saturday after Thanksgiving.

We also had a great time seeing everyone for Cookies with Santa a couple of weeks ago. There were some fantastic pictures and the kids loved the treats and art projects. We hope you will join us again next year.

This year, we are looking forward to everyone staying home and have family come visit us for a change. It will be nice attending our own church and continuing our family holiday traditions. Some of our traditions are visiting Reynold's Farm Equipment and seeing their impressive lights display. If you haven't seen it, it is a must. We also get chocolate advent calendars for the kids each year. It is a nice treat for 24-days to which they look forward each year. We usually celebrate Christmas Eve at Mary Anne and Jack's house and then Christmas afternoon at Brigid's aunt & uncle's. What are some of your family traditions and customs?

The market continues to improve each month and we are seeing an unusually busy December. If you are thinking of selling your house soon, give us a call so we can consult with you and give you specific ideas on how to get the most money out of your house.

Thank you for your continued loyalty and support! We are extremely grateful for you and your trust in us and look forward to helping you and those you care about in 2015.

Merry Christmas & Happy New Year!!

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December Steve & Jack's Home News

We hope you enjoyed a relaxing and fun Thanksgiving holiday with friends and family. We hosted this year and enjoyed seeing family and watching football amongst some amazing food!

We have had an overwhelming response to our VIP Client Appreciation Event THIS Saturday. If you have RSVP'd already-thank you!! We are saving a seat for you. If you have not RSVP'd yet, we only have a few more seats left. Due to the response, we upgraded to the largest theater and have a few seats remaining. So, if you have been meaning to RSVP, but haven't done so yet, please e-mail Bob Clidinst at Bob@Welcome2Indy.com with the number of adult and child tickets you would like. Our hard cut-off is tomorrow at noon. We would love to see you and provide a light breakfast as well as the movie, The Penguins of Madagascar. It just came out last weekend and I have heard is really funny.

Thank you for all of the entries for the Colts tickets!! Our winner has already been contacted and is excited to attend. We hope you enjoy the game and bring back a Colts' win!! If you didn't win this year, don't worry, we plan to have another drawing next year!

Thank you, also to everyone who attended our Photos with Santa on November 23rd. We had a fantastic turnout! If you had the professional photographer take some photos, they just came in and we will be sending those to you in the next day or so.

Merry Christmas to you and your family. We are so grateful to each of you for your business and friendship. We are truly blessed to do something we love and with people with whom we love to spend time. Thank you for another fantastic year and we look forward to helping more of you and those you care about in 2015!

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Steve & Jack Rupp

November Steve & Jack's Home News

Happy November and a not-so-welcome polar vortex showing us signs of an early winter. As I write this, I am sitting in a hotel room in sunny San Diego for a real estate conference learning how to better run our business and provide an even higher level of service to our clients. Of course, I had to send the obligatory video of me at the ocean today to Brigid to rub it in a little before our conference starts this evening. We are big believers in continual education that never ends. We are excited about what we will learn over the next 3 days and bring back to implement into our business.

Last month for Fall Break, we went to visit Brigid's parents in Tampa and see Steve's good friend from college. While there, we attended Mickey's Not So Scary Halloween-a first for us. It was so much fun and the girls absolutely loved it. The best part is that a limited number of guests are allowed in and lines for rides are much shorter. If you have never been to Disney during the Fall, I highly recommend going to this special event. It is worth the time and money...and the parade is the best of any all year!

Here are some housing stats for September as reported by MIBOR. These compare September 2014 to September 2013.
• New listings-UP 8.4%
• Pending sales-UP 13.6%
• Closed sales-UP 13.1%
• Median Sales Price-UP 5.1% to $141,900
• Average Sales Price-UP 2.9% to $172,319
• % of Original List Price Received at Sale-UP 1% to 93.2%
• Total Active Listings Available at Month End-DOWN 0.1% to 13,882
• Months Supply of Inventory-UP 3.3% to 5.7%
Basically, house prices are going up, interest rates are staying low, but are predicted to be at 5% by this time next year, and inventory is going up and is nearing a balanced market shifting from a sellers' market. If you are thinking of selling or buying your window is closing to take advantage of our very favorable market. Please contact us if you would like specific numbers on your house so you can make an informed decision.
Veteran's Day was yesterday. A huge THANK YOU, especially to all of our clients who have served our country. Jack is a Navy Veteran and served aboard the USS Essex. We honor and give thanks to each of you for the sacrifices you have made for us and our families.

Thanksgiving is just around the corner. We certainly hope you have plans to spend it with friends/family and to truly be thankful and grateful for how fortunate we all are. We are extremely grateful and thankful for our wonderful family and friends, but also for our amazing clients...like you! Thank you for your continued trust and confidence. Without you & your continued referrals, we wouldn't be in business. We are honored & privileged to be a part of such an important time in your lives.

A few reminders and fun things coming up for you to put on your calendar.

1) Pictures with Santa is coming back!! They will be at our office at Keller Williams at 11550 N. Meridian Street, Suite 450 in Carmel. The time is 12-2PM on Sunday, November 23rd and we will have punch & cookies. Please RSVP to Bob@Welcome2Indy.com by Friday, November 21st at 5PM if you plan to attend so we can have an accurate head count for refreshments.

2) You should be receiving your formal invitation any day now, if you haven't already for our 2nd annual VIP Client Appreciation Movie Day. It is on Saturday, December 6th at the Hamilton Town Center Movie Theater. We rented out the entire theater for you and your family to watch the new Disney movie, The Penguins of Madagascar. For those of you who attended last year for the blockbuster movie, Frozen, you know how much fun it was. We will begin with a coffee, juice, & donut bar at 9AM and the movie will start promptly at 10AM. Reservations are required by 5PM, Wednesday, December 3rd with the number of adult & child tickets requested to Bob@Welcome2Indy.com. We hope you can join us for both of these fun events!

Enjoy the newsletter and Happy Thanksgiving!!!

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Steve & Jack Rupp

October Steve & Jack's Home News

Welcome to Fall!! We love this time of year with cooler temperatures and the beautiful colors (although our summer has been very mild)! We can't forget about football!! Our Irish and Colts are faring quite well so far. We hope you are having fun at some festivals and enjoying nature's pallet changing as well. We have some family traditions during this time of year we would love to share with you. What are your Fall traditions? Here are some of ours:

Headless Horseman at Conner Prairie-Adults are $10-$14 depending on the day, except if you are a member and then admission is FREE! In addition to the feature attraction of the haunted hayride with the headless horseman (non-scary version from 6:30-7:30PM and scary from 7:30-11PM) 10/16-10/19 and 10/23-10/26. There are lots of food tents as well as the Apple Store (our favorite) full of delicious apples and the amazing gourmet apple! There is a catapult launching various things, costume contest, karaoke, mad scientist tent, scary movies being played, play ground is open, slide, instrument play along, and the famous Steven's Puppets Legend of Sleepy Hollow (a must-see, trust me). Hayride time slots usually sell out by 7PM, so get there by 5:30PM at the latest and stand in line until the gates open at 6PM.

Pumpkinfest in Zionsville on 421-open every weekend in October. Tickets are $10/adults and $9/kids. We have gone every year for the past 10 years. The great thing is that almost everything is included in your ticket price, except for food, of course and the pony rides, which are only $5. There is live bluegrass music, a huge slide, milking & lassoing areas, face painting, corn kernel box, petting zoo, hay rides, pumpkin patch, corn maze, a craft and farmer's market, blacksmith & wood carver, trikes, train, and a free pie pumpkin you can take and decorate in the tent. Of course, the absolute BEST thing to get is the famous apple cinnamon donuts! Yum!

Oktoberfest at Traders' Point Creamery-only open one day (last Saturday). Tickets are $8/adults in advance and kids 10 & under are FREE. They have live bands (Polkaboy is outstanding!!), games and crafts, a Biergarten, Sun King truck, Artisan market, hog roast, hayrides, pony rides (extra $), and live milking demonstrations. Very fun!

Renaissance Faire-This is held one weekend in October (the 4th & 5th this year) in Saxony in Fishers and is the largest single weekend event of its kind in the nation! Tickets are $10/adults & $4/kids in advance. There are costumed denizens wandering about, tons of tents with all kinds of period wares to sell, puppet shows, acrobat acts, live music, jousting, sword play, lots of food booths and lots more.

The real estate market continues to change with strong movement in sales price and trailing closed sales. New listings have declined along with pending sales. Sustained job growth, lower mortgage interest rates and slow rise in homes for sale appear to have unleashed some pent-up demand. It is encouraging to see second quarter GDP growth revised upwards to a 4.2 percent annualized rate and stronger-than-expected job growth. Improvements are still needed in wage growth and consumer confidence, but recovery continues. Figures below are taken from MIBOR's August 2014 Market Overview Report:

• New listings DOWN 5.8%
• Pending sales DOWN 0.8%
• Closed sales DOWN 2.9%
• Median sales price UP 5.8% to $146,000
• Average sales price UP 6.7% to $183,433
• Percent of original list price received at sale UP 1.1% to 93.8%
• Total active listing available at month end UP 0.8% to 13,921
• Months supply of inventory UP 4.4% to 5.8 months

Finally, we are so excited to bring back two of our favorite events from last year. You should have already received a postcard in the mail regarding our extremely popular Colts' Ticket Giveaway. We are drawing one lucky winner for 2 Colts tickets 4 rows from the field!! The tickets are for the final home game of the season with division rivals the Houston Texans on December 14th at 1PM. The drawing will take place on December 1st. If you are interested in being entered, please e-mail or call us at Steve@Welcome2Indy.com or 317-573-1880. It should be a great game and fantastic seats!! Good luck!!

Our second event is our annual VIP Client Appreciation Event. Last year was a HUGE success and we are doing it again. You will be receiving a Save The Date card in the next few days and an invitation next month. We are renting out Hamilton Town Center movie theater again on Saturday, December 6th where we will be showing the newly released The Penguins of Madagascar. Our donut & juice bar will open at 9AM followed by the movie screening at 10AM. This is a fun, family-friendly event, so bring the entire family and enjoy a hilarious movie on us. Please RSVP to Steve by December 1st with the number of adult and child tickets requested.

Both of these events are our way of saying THANK YOU for being such fantastic clients, business partners, and referral sources over the years. We are extremely grateful for you and know we wouldn't be where we are without your continued support.

Enjoy the rest of October and we hope to see you at the movies on December 6th and wish you the best of luck in the Colts' tickets drawing.

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Your Personal Real Estate Consultants...for Life!

September Steve & Jack's Home News

Welcome to Fall (unofficially) and back to school! Ana is now in 4th grade and Tali is in Pre-K, both of whom are at Maple Glen Elementary in Westfield, which we absolutely love!! With the cooler temperatures we have experienced this summer, it hasn't felt like a hot, humid and oppressive Indiana summer. We hope you have been able to take some time off to wind down and enjoy a vacation or two, or maybe even a 'staycation'. For our family vacation this summer we traveled to Boston to see Brigid's brother, wife and daughter whom we haven't seen in a while. We traveled by way of the Canadian side of Niagra Falls, which I haven't seen since I was a kid. What an awesome sight! I wouldn't recommend going to the Canada side, however-far too much traffic and hassle with Immigration.

Boston was a LOT of fun and so full of history. We had both been there previously, but it was great going with the kids and following Freedom Trail, celebrating our niece's birthday, seeing where Uncle Jimmy & Aunt Steph work, and enjoying walking around Harvard and other parts of Boston. On the way back, we stopped at Hershey, PA and took tours of the Chocolate Factory, which the girls absolutely loved! Highly recommend, if you are there.

The real estate market has been rather unpredictable lately. Normally, June & July are rather robust, but this year, they have been lackluster, to say the least. Fast-forward to today and it has picked up, but is still gaining steam. Here are some stats courtesy of the July MIBOR Monthly Indicators Report:
• New Listings-UP 2.2%
• Pending Sales-DOWN 3.6%
• Closed Sales-DOWN 8.5%
• Median Sales Price-UP 0.1% to $145,000
• Average Sales Price-Up 2.2% to $183,449
• Percent of Original List Price Received at Sale-UP 0.7% to 94.2%
• Total Active Listings Available at Month End-UP 2.7% to 14,165
• Months Supply of Inventory-UP 4.8% to 5.9 months
As you can see, real estate values are going up, but so in inventory and at the same time closings are down. We expect to see a more robust Fall and have already seen an uptick in activity.

If you or anyone you care about has any questions at all about where our market is or where we predict it is going, feel comfortable giving us a call. We are always happy to share information so you can make informed decisions. Enjoy the start of the football season, and if you are in the Indy-area, we hope you are enjoying the calendar magnets so you don't miss any Colts, ND, IU, or PU football games. Go, Colts!!

Thank you for all of your trust and support over the years! We are extremely grateful for our amazing clients! Enjoy this month's newsletter!!

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Your Personal Real Estate Consultants...for Life!
Steve & Jack Rupp

August 2014 Steve & Jack's Home News

Can you believe summer is almost over? Some schools have already started and the rest are starting in about 2-weeks. Where has the time gone? We hope you have enjoyed some family time and some time away in a vacation or even staycation and just take a break from the hectic lives we all lead.

At the end of June, we took a family vacation to Colonial Williamsburg and a short two-day stop in DC. We saw many of the monuments there as well as the original Constitution, Bill of Rights, & Declaration of Independence. Our highlight was getting a tour of the White House. We all really enjoyed touring it room by room and seeing where so many of our Presidents live and work. Secret Service agents are in each room to answer questions and make sure all visitor 'behave'. Apparently, the rooms are used 2-3x/week by the President and First Lady, which made seeing them even more meaningful.

Colonial Williamsburg was very hot, but the kids really loved seeing all of the buildings and talking with the actors. A really neat game they encourage kids to play is called RevQuest where you are shown a movie and given a booklet and sent on a quest to decipher codes and solve clues. I think the adults had as much fun as the kids had playing it! What a fantastic resource we have available to us only a few hours away...and for an even closer destination, Conner Prairie, while much smaller is such a great asset to our very own community. If you haven't been to Williamsburg, we can't recommend it highly enough!

Here are some notable numbers collected by MIBOR for its June Monthly Indicators Report. As stated by MIBOR, “Central Indiana has all of the right ingredients including a diversity of housing stock and prices. Builders are active again for the first time in a few years and that adds new product to our market every month.
“Housing experts say sales are inching up, price growth is becoming more sustainable and housing inventory is increasing slowly. The market continues to stabilize overall, but a need for more people participating on both the buyer and seller side is evident.”
•New Listings-UP 6.5%
•Pending Sales-DOWN 2.5%
•Closed Sales-DOWN 1.4%
•Median Sales Price-UP 3.5%
•Average Sales Price-UP 6.9%
•% of Original List Price Received at Sale-UP 1.4% to 94.3%
•Total Active Listings Available at Month End-UP 1.9%
•Months’ Supply of Inventory-5.6 months-no change

Thank you, again for your continued support and introductions of new clients! Referrals and repeat clients are how we stay in business! Enjoy the rest of your summer, which always concludes for us with a visit to the State Fair!

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Steve & Jack

Steve & Jack's July 2014 Newsletter

Welcome 'officially' to summer! We hope you survived the storm last night unscathed. That was pretty scary! I happened to be checking up on a vacant listing right in the path of the storm and took shelter in their basement. Scary! We hope that the start of summer has been a good one. Changing routines is always difficult, especially when children are involved. Our bedtime has continually become later as we all take advantage of the great weather and sunlight.

We are excited to take our summer vacation this year to Washington, DC and Colonial Williamsburg. We even scored tickets for a White House tour! We will be joining Jack & Mary Anne and spending the week in Williamsburg with them and celebrating Independence Day there as well. Ana has been studying Colonial America this summer so she appreciates what she is seeing. It should be a very fun trip and a very educational one as well. We will let you know how it went in next month's newsletter.

The real estate market has been a little nutty lately. After a slow start due to the severe winter, it took off with impressive numbers, until the end of May when it took a breather. Showings and closings are both down right now leaving sellers to question the market at a time, which is usually quite robust. Please know that this slow down is city-wide and is not expected to last. Activity is already slowly picking back up, but summer always brings vacations, so many buyers take a break, especially in June.

Here are some quick housing numbers you will find interesting:
These numbers are comparing May 2013 to May 2014 according to MIBOR's Monthly Indicators Report:
• New listings are down 1.0%
• Pending sales are down 6.8%
• Closed sales are down 9.0%
• Median sales price is UP 1.4% to $140,000
• Average sales price is UP 2.1% to $175,903
• Percent of original list price received at sale is UP 2.1% to 94.4%
• Total active listings available at month end is down 1.7%
• Months supply of inventory is down 5.4% to 5.3 months
We hope you enjoy your summer and are able to take a vacation or two and enjoy some fun time! As always, thank you for being such great clients!! We truly are blessed and continue to be grateful for your on-going trust and support. We would love to help someone you care about with their real estate needs, so please give us a call when the next person you know is talking about buying, selling, or building a new home. We would love to learn about their specific situation and consult with them about their options.

Enjoy the July newsletter!!

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Steve & Jack Rupp

June Steve & Jack's Home News

Welcome warmer weather and the month of May, which is always a race theme in Indy. We have the Pacers in the playoffs and the IMS is busy as usual. Busy time in the city. It also continues to be a very busy time in the real estate market. Many houses (although certainly not all) are selling in under 30-days and with multiple offers. Interest rates continue to drop (one lender quoted me a 4.125% rate today!)

Here are some notable statistics you may find interesting (all are from the April 2014 Monthly Indicators Report, courtesy of MIBOR, comparing April 2013 to April 2014):
• New listings-UP 1.2%
• Pending sales-DOWN 6.8%
• Closed sales-DOWN 8.3%
• Median sales price-UP 4.6% to $136,000
• Average sales price-UP 5.5% to $172,291
• Percent of original list price received at sale-UP 2.3% to 93.7%
• Total active listings available at month end-DOWN 3.3% to 12,349
• Months supply of inventory-DOWN 10.4% to 5.0 months
We are excited for school to be out next week and both girls will enjoy another fun-filled summer with their favorite baby-sitter, Kayla, including a week-long overnight Girl Scout camp for Ana (daddy is a little scared here). Ana only has two more soccer games left in the spring season and has been really playing well. Talia is enjoying swimming still as well as gymnastics, at which she really seems to excel.
Our BIG news is that daddy finally caved and we got a puppy! His name is Duke (Ana's choice after English royalty) Marley (his shelter name) and we adopted him two weeks' ago Sunday from a shelter that rescues dogs from high-kill shelters in southern Indiana. He was with a foster family waiting for his 'forever' family. Apparently, he was waiting for us! He is 3/4 Yellow Lab & 1/4 Shepard and was 7-weeks' old when we adopted him. Daddy had both Ana & Tali sign a contract and talked extensively about the responsibilities of being a pet owner as well as the life-cycle they will most likely see full circle. They both were accepting of my terms and here we are.

Duke, it seems is very intelligent. He is fun and has lots of energy, but, like all puppies likes to nip and chew on everything. We have done our best to quell that as quickly as possible, but it will take time. He is mostly potty-trained, but not entirely. Brigid got him to ring a bell on the door when he has to go out and that has worked great! 5AM seems to be a pretty consistent wake-up call time for him, so we are missing some sleep, but other than that, he is making it through the night.

All-in-all, Duke is a great puppy and Tali, who was afraid of dogs before this, has gotten much better. She still runs when he runs to her, making him run even faster as he thinks she is playing a game with him-quite funny to watch! We are excited that the girls have a life-long friend, protector, & loyal companion who will teach them more than they know and in a different way than we can. We hope they will come to appreciate Duke and all the values and emotions he will instill in them as the newest member of our family.

I'm curious, do you currently have a pet or did you have one growing up? If so, what was the single greatest lesson your pet taught you?

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Steve & Jack Rupp

May 2014 Steve & Jack's Home News

Welcome, Spring!!

Ahhh, soccer season has begun. It MUST be spring. If you have kids in school activities, you know the spring is extremely busy-sports, Scouts, music, swimming, and that is just the kids. We adults are staring down yard work, including the first cut of the season and spring cleaning. This also means allergy season-ugh!

The last time I wrote this newsletter, we were in Tampa visiting Brigid's parents. We had a great time! If you have never been to the Museum of Science & Industry (MOSI), trust me, you will LOVE it, including the 4-story ropes course. We also made a trip to Naples where we had a blast...and saw more Bentley's, Rolls-Royce's, & Maserati's in my life! Wow!

The real estate market has continued to explode. Here are some numbers from March courtesy of MIBOR, as compared to March 2014 from March 2013:
New listings UP 3.8%
Pending sales DOWN 7.3%
Closed sales DOWN 8.5%
Median Sales Price UP 6.5%
% of Original List Price Received at Sale UP 2.5% to 92.4%
Total Listings DOWN 6.0%
Months Supply of Inventory DOWN 14.9% to 4.7 months

As you can see by the pending and closed sales were definitely impacted by the harsh winter we had, however activity has picked up significantly again.

We hope you are enjoying the beautiful spring weather and are as happy as we are that winter has finally released its grasp. As always, if there is anything we can do for you or anyone you care about, please contact us. We are always happy to help. Here's to Spring!!!

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April Steve & Jack's Home News

Welcome Spring!!! While Mother Nature may not cooperate entirely, it is nice to see temps consistently above freezing. Let's see how long that lasts!

While Mother Nature is making up her mind as to whether it is time to heat up or not, the real estate market sure isn't. In many cases (certainly not all), houses are selling in days or even hours! It is most certainly a sellers' market. See the stats below (courtesy of MIBOR):

New listings-DOWN 19.9%
Pending sales-DOWN 12.5%
Closed sales-DOWN 12.9%
Median sales price-UP 7.8% to $124,900
Average sales price-UP 4.1% to $153,772
Percent of original list price received at sale-UP 3.5% to 91.6%
Total active listings available at month end-DOWN 11.1%
Months of available inventory-DOWN 21.3% to 4.3 months

From January 2013 to January 2014, Indianapolis housing appreciated 3.8% according to MIBOR.

This is a great time to sell a house, so if you have been on the fence, this might be the time to seriously give it another thought.

As I write this, our family is in Tampa visiting Brigid's parents for our spring break. Enjoying the warm sun certainly is nice and very therapeutic after one of the most awful winters I can remember. Hopefully, you have been able to escape from the strong grasp winter has had on Indy.

After the holidays, Brigid and I made a commitment to each other that we would start and finish the Extreme Home Workout program P90X. For those of you who have tried/completed it, you know how hard that is. For those of you who don't know much about it, it is quite a commitment of 60-90 minutes of intense workouts 6-days/week for 13-weeks. It is VERY hard. Friday evening marked our successful conclusion of this program and we are now P90X graduates! We couldn't be happier-and more fit. We both agreed that having each other to go through the program and push us to keep going was the key to finishing each day without missing one, even though there were many days we were sick as a dog, too busy, too late, too early, or just plain 'dogging it' that day. There was always an excuse NOT to exercise each day, but the commitment we made to ourselves and each other was stronger and we promised each other we wouldn't let us down. It was therapeutic for us far and above the physical improvements we noticed.

In an age when family members and spouses are many times passing in the night, when was the last time you and your spouse actually set a lofty goal together and worked together as a TEAM to accomplish it? If it has been awhile, may I suggest doing just that? You might find it has a multitude of benefits over and above the obvious.

Talia started gymnastics this month and absolutely LOVES it! Ana has already started spring soccer. She is now playing at Grand Park in Westfield. If you have never seen Grand Park, take an afternoon/evening and check it out. It is already booked for the entire year and has had over 31,000 visitors in the past 30-days and it isn't even officially open or fully functional! It is being touted as the best sports facility in the US and every team who has visited agrees. We are honored to call it our home field. By the year 2020, it is expected to have brought 1 BILLION dollars to the central IN economy!

We hope you enjoy your spring and are looking forward to the warmer weather it inevitably will bring.

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Your Personal Real Estate Consultants...for Life!

Steve & Jack Rupp

March 2014 Steve & Jack's Home News Newsletter

Happy March!!! While we were certainly hoping that the weather would be more conducive to spring, we are holding out hope that Mother Nature will release her winter grasp and allow warmer temperatures to find their way back to Indy. As you probably know, we have unfortunately surpassed an all-time record for most snow this season. That is not a record we were looking forward to breaking. Like you, we have hit our limit on winter and are experiencing spring fever like never before.

Speaking of spring fever, the real estate market has already started to heat up, however the weather has certainly put a damper on activity. Check out the following stats:

• New listings-DOWN 23.9%
• Pending sales-DOWN 22.6%
• Closed sales-DOWN 13.8%
• Median sales price-UP 4.8%
• % of original list price to sales price-UP 3.1%
• Total active listings available at month end-DOWN 6.7%
• Months supply of inventory-DOWN 19.3% to 4.4 months

As you can see, houses are appreciating nicely, inventory is WAY down and the terrible winter has most definitely impacted activity. What this means is that in many cases, houses are selling in DAYS, with multiple offers for at or above listing price! Quite frankly, we are desperately in need of inventory, as you can see from the statistics above. Buyers have very few options from which to choose, and we speak from experience when we say, we don't have enough houses to show our many buyer clients. When buyers find a house they like, many times it has already accepted an offer or will very soon. Buyers don't have the luxury to think about whether to make an offer. If they like a house they see, they need to make an offer immediately or risk losing the house. It is an exciting market for sellers, but extremely nerve-wracking for buyers and their agents.

If you are considering selling your house this year, please do yourself a favor and give us a call so we can share with you specific information so you can make an informed decision about whether putting your house on the market now is right for you. In many cases, it is. Interest rates are predicted to keep rising, so the sooner you lock in a low rate, the better.

On another note, have you checked out our BRAND NEW website? Check us out and let us know what you think. Please visit www.Welcome2Indy.com. It is updated, sleeker, has more information, and better searches.

Finally, we are so proud, once again to have been awarded by you, our clients for the 3rd year in a row as a Five-Star Real Estate Professional!! Check us out in the May edition of Indianapolis Monthly magazine. This coveted award is only bestowed to the top 7% of all real estate agents in Indy based on surveys of clients for quality service. On top of that, we have been fortunate to maintain our 'A' rating on Angie's List and have been nominated for Pages of Happiness and the Super Service Award. We couldn't be happier and more grateful to you, our loyal clients. THANK YOU!!

We hope you have a great St. Patrick's Day & Mardi Gras. Come on spring!!!

Click here to read our March Newsletter.

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Steve & Jack Rupp